Compare Mortgage Rates

Compare Mortgage Rates

You've tried the rest. Now go with the best! Here at Hot Rate Quote, we believe in exceeding your expectations as we provide superior customer service and enable you to compare mortgage rates for your refinance or purchase transaction.
- All Loan Officers 100% Licensed
- Purchase and Refinance
- Renovation financing
- Construction financing
- HARP 1.0 and 2.0 Programs
- "Streamline Refinance" programs
- Superior customer service
- Conventional, FHA, and VA loans
I had tried the other sites but HotRateQuote delivered the best terms for my refinance and best of all got the deal closed fast!

Learn more about us

Apply Now
What good is obtaining a lower interest rate if your lender doesn't also provide great service?

In today's competitive lending environment, great rates and terms should be a given. What separates average lenders from great ones is their ability to provide superior customer service and to deliver exactly what they promise their clients.

My last refinance with the "big bank" was aweful so then I tried HotRateQuote. They connected me with a professional loan officer who knew of every potential challenge and got my deal closed with little effort. That was months ago and I'm still referring all my close family and friends to HRQ." Steve - Chicago

Get a Free Quote
What is the "HARP 2.0" Program and how can I benefit from it?

In an effort to help provide more Americans with immediate financial relief, the Federal government is rolling out a new version of the "Home Affordable Refinance Program (AKA, "HARP"). Among its powerful features is the ability to refinance your home even if it is deeply "under water". Other benefits include:

I wanted to refinance to a lower rate but my home was totally upside-down. Now with HARP 2.0 that all changes!
- No maximum Loan-to-value
- Improved Pricing
- More lenient guidelines
- Historically low rates
- Endorsed by the Federal Government
- You may be eligible for no appraisal
- 30year fixed terms available
- Primary, 2nd Homes, and investments
Learn More About HARP
Contact us Today and see if you qualify for a HARP streamline refinance.

See How Much Your Can Save Click Here!

What are the most important factors to consider when I compare mortgage rates?

What mortgage program is the best fit for my scenario? Is it smart to try and roll in closing costs?

1

Get the best quote

Gone are the days of having to navigate through endless lender websites to find the best rate and terms. We provide the very best fit for your mortgage needs by connecting you with truely professional loan officers. Click Here to get started!

2

Work with a Pro

We only work with 100% licensed and experienced loan officers. We are well-versed in the most current guidelines changes which is crucial to providing you with the highest level of service from application through closing.

3

Efficient Fulfillment

A lender's terms are only as good as their ability to provide you with a smooth process. We take pride in our experienced processors and underwriters' ability to provide an efficient fulfillment process with open lines of communication.

4

Smooth Closing

Once your loan is fully approved, we offer the option to close at the local title company, or the Closer travel to your home, office, or location of your choice, and at no additional charge. We work hard to be as accomodating as possible.

We help take the headaches out of refinancing. "Streamline" refinance programs often do not even require an appraisal. Let us show you how.